Stamp duty, borrowing power, growth and more — answered the moment you enter a property. One app, every state, free to use.
One set of inputs lights up your whole purchase — costs, borrowing power, growth, grants and much more.
Deposit, stamp duty, fees and your starting loan — the true money you need on day one.
See whether the grant applies and how much it takes off the cash you need.
Assessed like a bank would — income and expenses with the APRA stress buffer applied.
How repayments and affordability shift as rates climb, including the APRA stress test.
Rental return after costs — and the honest yearly cashflow on an investment.
Projected value, equity position and the return on the cash you put in.
Most tools answer one question. PCAU answers the whole purchase — and gives you the tools to act on it.
Enter a property once and watch upfront costs, borrowing power, growth, repayments and more answer together.
Local stamp duty, grants and fees for all eight states and territories — accurate to where you're actually buying.
Put properties side by side and see which one really stacks up.
Keep your numbers and share a clean report in a tap.
Reach a trusted broker or agent when you're ready — free, no obligation.
Every calculator is free. We'll never put the numbers behind a paywall.
Clear estimates with no jargon and no sales pitch.
Every other tool answers one question at a time — stamp duty here, repayments there. PCAU takes a single set of inputs and returns every number that matters, instantly, for owner occupiers and investors alike. Ten years in the making, and still free to calculate.
Every calculator is free, forever. Upgrade only if you want to save and compare more.
A property professional? See partner options for client reports and buyer enquiries.
PCAU puts your business in front of motivated buyers and gives you the tools to work with them — client-ready reports, comparisons and buyer enquiries, all under your own brand.
Built for the professionals buyers rely on — mortgage brokers, buyer's agents, conveyancers, accountants, financial advisers, real estate agents and more.
Become a partner
